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Archives: 2021

15 Signs It Might Be Time to Have an Insurance Agent

15 Signs It Might Be Time to Have an Insurance Agent

Why do you need an insurance agent? Insurance agents are professionals who know the nuances of the industry. Although you can shop for quotes, policies, or endorsements by yourself, it’s best to have an expert by your side to help you understand the best coverage options for you and your family. (Related: 9 Life Changes to Tell Your Insurance Agent About) Here are some advantages...

Avoiding Workers’ Comp Fraud

Avoiding Workers’ Comp Fraud

Workers’ compensation fraud can be expensive for employers. One of the most common types of workers’ comp fraud is employee fraud. This involves workers who seek to receive benefits under false pretenses.  How Do Employees Commit Workers’ Comp Fraud? Employees have been known to commit several types of fraud to obtain workers’ compensation, including: Off-the-job injury: An employee is injured on his own time, but...

Do You Have the Right Coverage for Your Roof?

Do You Have the Right Coverage for Your Roof?

Roofing insurance claims can be complicated. That’s why it’s so important to have the right homeowners coverage for your roof. Replacing a roof is one of the most expensive home projects a homeowner will encounter. According to Home Advisor, the 2020 national average a homeowner will spend on installing a new roof is more than $8,000. While you can save up over months or years to...

Do I Need Different Insurance for a Vacation Home?

Do I Need Different Insurance for a Vacation Home?

If you have the good fortune to own a vacation home, it is important to protect your investment. You may need a separate insurance policy to cover your second home. Vacation home insurance can help protect that property against a range of perils. Why Do I Need Separate Insurance for a Second Home? For a second home you don’t live in full time, you will...

What to Know Before Buying a Minivan

What to Know Before Buying a Minivan

We bought our first minivan in 2017. When signing the paperwork, I knew my single, 22-year-old self would have shed a tear. But I was determined. Our son was about 18 months old, and we knew we wanted more kids. With our families living an hour or more away, trips to visit grandma and grandpa usually included bags upon bags upon portable cribs upon the...

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